If you can’t get health insurance for yourself or your family through your employer or your spouse’s employer, Sonnenberg Insurance Services, a SandStone Insurance Company Affiliate, can help.

At Sonnenberg Insurance Services, you’ll work with a dedicated agent to find the Florida Blue plan that best fits the way you and your family interact with health insurance. We'll run through a variety of scenarios to help narrow the field and determine the best option for your medical needs and budget or we can tailor a plan to meet specific health care needs.

Individual and family plans are available for people who are unemployed or between jobs, people who are self-employed, students, and retirees who are not yet eligible for Medicare benefits.

Under the ACA, all individual and family plans are now required to offer preventative services including: immunizations recommended by the Centers for Disease Control and Prevention (CDC), preventive care recommended by the Health Resources and Services Administration (HRSA), and certain women’s services and screenings without a copayment, deductible, or coinsurance requirement.

You can choose any doctor within their networks and seek emergency care at any hospital. You cannot be denied coverage or be charged more for pre-existing conditions. Your insurance cannot be canceled due to an “honest mistakes” on your part. You have the right to appeal any routine denial of payment. And young adults can continue to receive coverage under their parents’ family plan until the age of 26.